Tesla Model Y Insurance in Idaho (2026)
Quick Answer
Full coverage for a 2024 Tesla Model Y in Idaho costs $149/month ($1,792/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Tesla Model Y Rates by Company in Idaho
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $111/mo | $1,326/yr | Military families |
| Erie Insurance | $118/mo | $1,416/yr | Rate lock guarantee |
| GEICO | $122/mo | $1,469/yr | Clean driving record |
| Progressive | $131/mo | $1,577/yr | Telematics savings |
| State Farm | $136/mo | $1,631/yr | Good students |
| Travelers | $142/mo | $1,702/yr | Multiple discounts |
| Nationwide | $155/mo | $1,864/yr | Bundling home + auto |
| Farmers | $161/mo | $1,935/yr | Signal telematics |
| Allstate | $167/mo | $2,007/yr | Accident forgiveness |
| Liberty Mutual | $176/mo | $2,115/yr | New car replacement |
USAACheapest
Monthly
$111/mo
Annual
$1,326/yr
Best for: Military families
Erie Insurance
Monthly
$118/mo
Annual
$1,416/yr
Best for: Rate lock guarantee
GEICO
Monthly
$122/mo
Annual
$1,469/yr
Best for: Clean driving record
Progressive
Monthly
$131/mo
Annual
$1,577/yr
Best for: Telematics savings
State Farm
Monthly
$136/mo
Annual
$1,631/yr
Best for: Good students
Travelers
Monthly
$142/mo
Annual
$1,702/yr
Best for: Multiple discounts
Nationwide
Monthly
$155/mo
Annual
$1,864/yr
Best for: Bundling home + auto
Farmers
Monthly
$161/mo
Annual
$1,935/yr
Best for: Signal telematics
Allstate
Monthly
$167/mo
Annual
$2,007/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$176/mo
Annual
$2,115/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Tesla Model Y Insurance by Age in Idaho
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $413/mo | $4,951/yr |
| 19 years old | $250/mo | $2,994/yr |
| 21 years old | $199/mo | $2,385/yr |
| 25 years old | $131/mo | $1,568/yr |
| 30 years old | $108/mo | $1,296/yr |
| 40 years old | $102/mo | $1,218/yr |
| 50 years old | $98/mo | $1,179/yr |
| 65 years old | $107/mo | $1,283/yr |