Tesla Model Y Insurance in Louisiana (2026)
Quick Answer
Full coverage for a 2024 Tesla Model Y in Louisiana costs $427/month ($5,128/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Tesla Model Y Rates by Company in Louisiana
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $316/mo | $3,795/yr | Military families |
| Erie Insurance | $338/mo | $4,051/yr | Rate lock guarantee |
| GEICO | $350/mo | $4,205/yr | Clean driving record |
| Progressive | $376/mo | $4,513/yr | Telematics savings |
| State Farm | $389/mo | $4,666/yr | Good students |
| Travelers | $406/mo | $4,872/yr | Multiple discounts |
| Nationwide | $444/mo | $5,333/yr | Bundling home + auto |
| Farmers | $462/mo | $5,538/yr | Signal telematics |
| Allstate | $479/mo | $5,743/yr | Accident forgiveness |
| Liberty Mutual | $504/mo | $6,051/yr | New car replacement |
USAACheapest
Monthly
$316/mo
Annual
$3,795/yr
Best for: Military families
Erie Insurance
Monthly
$338/mo
Annual
$4,051/yr
Best for: Rate lock guarantee
GEICO
Monthly
$350/mo
Annual
$4,205/yr
Best for: Clean driving record
Progressive
Monthly
$376/mo
Annual
$4,513/yr
Best for: Telematics savings
State Farm
Monthly
$389/mo
Annual
$4,666/yr
Best for: Good students
Travelers
Monthly
$406/mo
Annual
$4,872/yr
Best for: Multiple discounts
Nationwide
Monthly
$444/mo
Annual
$5,333/yr
Best for: Bundling home + auto
Farmers
Monthly
$462/mo
Annual
$5,538/yr
Best for: Signal telematics
Allstate
Monthly
$479/mo
Annual
$5,743/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$504/mo
Annual
$6,051/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Tesla Model Y Insurance by Age in Louisiana
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,180/mo | $14,165/yr |
| 19 years old | $714/mo | $8,565/yr |
| 21 years old | $569/mo | $6,823/yr |
| 25 years old | $374/mo | $4,487/yr |
| 30 years old | $309/mo | $3,708/yr |
| 40 years old | $291/mo | $3,486/yr |
| 50 years old | $281/mo | $3,374/yr |
| 65 years old | $306/mo | $3,671/yr |