Tesla Model Y Insurance in Missouri (2026)
Quick Answer
Full coverage for a 2024 Tesla Model Y in Missouri costs $228/month ($2,738/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Tesla Model Y Rates by Company in Missouri
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $169/mo | $2,026/yr | Military families |
| Erie Insurance | $180/mo | $2,163/yr | Rate lock guarantee |
| GEICO | $187/mo | $2,245/yr | Clean driving record |
| Progressive | $201/mo | $2,409/yr | Telematics savings |
| State Farm | $208/mo | $2,492/yr | Good students |
| Travelers | $217/mo | $2,601/yr | Multiple discounts |
| Nationwide | $237/mo | $2,848/yr | Bundling home + auto |
| Farmers | $246/mo | $2,957/yr | Signal telematics |
| Allstate | $256/mo | $3,067/yr | Accident forgiveness |
| Liberty Mutual | $269/mo | $3,231/yr | New car replacement |
USAACheapest
Monthly
$169/mo
Annual
$2,026/yr
Best for: Military families
Erie Insurance
Monthly
$180/mo
Annual
$2,163/yr
Best for: Rate lock guarantee
GEICO
Monthly
$187/mo
Annual
$2,245/yr
Best for: Clean driving record
Progressive
Monthly
$201/mo
Annual
$2,409/yr
Best for: Telematics savings
State Farm
Monthly
$208/mo
Annual
$2,492/yr
Best for: Good students
Travelers
Monthly
$217/mo
Annual
$2,601/yr
Best for: Multiple discounts
Nationwide
Monthly
$237/mo
Annual
$2,848/yr
Best for: Bundling home + auto
Farmers
Monthly
$246/mo
Annual
$2,957/yr
Best for: Signal telematics
Allstate
Monthly
$256/mo
Annual
$3,067/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$269/mo
Annual
$3,231/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Tesla Model Y Insurance by Age in Missouri
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $630/mo | $7,564/yr |
| 19 years old | $381/mo | $4,574/yr |
| 21 years old | $304/mo | $3,643/yr |
| 25 years old | $200/mo | $2,396/yr |
| 30 years old | $165/mo | $1,980/yr |
| 40 years old | $155/mo | $1,861/yr |
| 50 years old | $150/mo | $1,802/yr |
| 65 years old | $163/mo | $1,960/yr |