Tesla Model Y Insurance in North Dakota (2026)
Quick Answer
Full coverage for a 2024 Tesla Model Y in North Dakota costs $178/month ($2,141/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Tesla Model Y Rates by Company in North Dakota
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $132/mo | $1,584/yr | Military families |
| Erie Insurance | $141/mo | $1,691/yr | Rate lock guarantee |
| GEICO | $146/mo | $1,756/yr | Clean driving record |
| Progressive | $157/mo | $1,884/yr | Telematics savings |
| State Farm | $162/mo | $1,948/yr | Good students |
| Travelers | $169/mo | $2,034/yr | Multiple discounts |
| Nationwide | $186/mo | $2,227/yr | Bundling home + auto |
| Farmers | $193/mo | $2,312/yr | Signal telematics |
| Allstate | $200/mo | $2,398/yr | Accident forgiveness |
| Liberty Mutual | $211/mo | $2,526/yr | New car replacement |
USAACheapest
Monthly
$132/mo
Annual
$1,584/yr
Best for: Military families
Erie Insurance
Monthly
$141/mo
Annual
$1,691/yr
Best for: Rate lock guarantee
GEICO
Monthly
$146/mo
Annual
$1,756/yr
Best for: Clean driving record
Progressive
Monthly
$157/mo
Annual
$1,884/yr
Best for: Telematics savings
State Farm
Monthly
$162/mo
Annual
$1,948/yr
Best for: Good students
Travelers
Monthly
$169/mo
Annual
$2,034/yr
Best for: Multiple discounts
Nationwide
Monthly
$186/mo
Annual
$2,227/yr
Best for: Bundling home + auto
Farmers
Monthly
$193/mo
Annual
$2,312/yr
Best for: Signal telematics
Allstate
Monthly
$200/mo
Annual
$2,398/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$211/mo
Annual
$2,526/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Tesla Model Y Insurance by Age in North Dakota
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $493/mo | $5,913/yr |
| 19 years old | $298/mo | $3,576/yr |
| 21 years old | $237/mo | $2,848/yr |
| 25 years old | $156/mo | $1,873/yr |
| 30 years old | $129/mo | $1,548/yr |
| 40 years old | $121/mo | $1,455/yr |
| 50 years old | $117/mo | $1,409/yr |
| 65 years old | $128/mo | $1,533/yr |