Tesla Model Y Insurance in Oregon (2026)
Quick Answer
Full coverage for a 2024 Tesla Model Y in Oregon costs $201/month ($2,414/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Tesla Model Y Rates by Company in Oregon
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $149/mo | $1,786/yr | Military families |
| Erie Insurance | $159/mo | $1,907/yr | Rate lock guarantee |
| GEICO | $165/mo | $1,979/yr | Clean driving record |
| Progressive | $177/mo | $2,124/yr | Telematics savings |
| State Farm | $183/mo | $2,197/yr | Good students |
| Travelers | $191/mo | $2,293/yr | Multiple discounts |
| Nationwide | $209/mo | $2,511/yr | Bundling home + auto |
| Farmers | $217/mo | $2,607/yr | Signal telematics |
| Allstate | $225/mo | $2,704/yr | Accident forgiveness |
| Liberty Mutual | $237/mo | $2,849/yr | New car replacement |
USAACheapest
Monthly
$149/mo
Annual
$1,786/yr
Best for: Military families
Erie Insurance
Monthly
$159/mo
Annual
$1,907/yr
Best for: Rate lock guarantee
GEICO
Monthly
$165/mo
Annual
$1,979/yr
Best for: Clean driving record
Progressive
Monthly
$177/mo
Annual
$2,124/yr
Best for: Telematics savings
State Farm
Monthly
$183/mo
Annual
$2,197/yr
Best for: Good students
Travelers
Monthly
$191/mo
Annual
$2,293/yr
Best for: Multiple discounts
Nationwide
Monthly
$209/mo
Annual
$2,511/yr
Best for: Bundling home + auto
Farmers
Monthly
$217/mo
Annual
$2,607/yr
Best for: Signal telematics
Allstate
Monthly
$225/mo
Annual
$2,704/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$237/mo
Annual
$2,849/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Tesla Model Y Insurance by Age in Oregon
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $556/mo | $6,670/yr |
| 19 years old | $336/mo | $4,033/yr |
| 21 years old | $268/mo | $3,213/yr |
| 25 years old | $176/mo | $2,113/yr |
| 30 years old | $146/mo | $1,746/yr |
| 40 years old | $137/mo | $1,641/yr |
| 50 years old | $132/mo | $1,589/yr |
| 65 years old | $144/mo | $1,729/yr |