Tesla Model Y Insurance in South Carolina (2026)
Quick Answer
Full coverage for a 2024 Tesla Model Y in South Carolina costs $232/month ($2,788/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Tesla Model Y Rates by Company in South Carolina
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $172/mo | $2,063/yr | Military families |
| Erie Insurance | $184/mo | $2,203/yr | Rate lock guarantee |
| GEICO | $191/mo | $2,286/yr | Clean driving record |
| Progressive | $204/mo | $2,453/yr | Telematics savings |
| State Farm | $211/mo | $2,537/yr | Good students |
| Travelers | $221/mo | $2,649/yr | Multiple discounts |
| Nationwide | $242/mo | $2,900/yr | Bundling home + auto |
| Farmers | $251/mo | $3,011/yr | Signal telematics |
| Allstate | $260/mo | $3,123/yr | Accident forgiveness |
| Liberty Mutual | $274/mo | $3,290/yr | New car replacement |
USAACheapest
Monthly
$172/mo
Annual
$2,063/yr
Best for: Military families
Erie Insurance
Monthly
$184/mo
Annual
$2,203/yr
Best for: Rate lock guarantee
GEICO
Monthly
$191/mo
Annual
$2,286/yr
Best for: Clean driving record
Progressive
Monthly
$204/mo
Annual
$2,453/yr
Best for: Telematics savings
State Farm
Monthly
$211/mo
Annual
$2,537/yr
Best for: Good students
Travelers
Monthly
$221/mo
Annual
$2,649/yr
Best for: Multiple discounts
Nationwide
Monthly
$242/mo
Annual
$2,900/yr
Best for: Bundling home + auto
Farmers
Monthly
$251/mo
Annual
$3,011/yr
Best for: Signal telematics
Allstate
Monthly
$260/mo
Annual
$3,123/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$274/mo
Annual
$3,290/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes
Tesla Model Y Insurance by Age in South Carolina
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $642/mo | $7,701/yr |
| 19 years old | $388/mo | $4,657/yr |
| 21 years old | $309/mo | $3,709/yr |
| 25 years old | $203/mo | $2,439/yr |
| 30 years old | $168/mo | $2,016/yr |
| 40 years old | $158/mo | $1,895/yr |
| 50 years old | $153/mo | $1,835/yr |
| 65 years old | $166/mo | $1,996/yr |