Tesla Model Y Insurance in Tennessee (2026)
Quick Answer
Full coverage for a 2024 Tesla Model Y in Tennessee costs $210/month ($2,522/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Tesla Model Y Rates by Company in Tennessee
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $156/mo | $1,866/yr | Military families |
| Erie Insurance | $166/mo | $1,992/yr | Rate lock guarantee |
| GEICO | $172/mo | $2,068/yr | Clean driving record |
| Progressive | $185/mo | $2,219/yr | Telematics savings |
| State Farm | $191/mo | $2,295/yr | Good students |
| Travelers | $200/mo | $2,396/yr | Multiple discounts |
| Nationwide | $219/mo | $2,623/yr | Bundling home + auto |
| Farmers | $227/mo | $2,724/yr | Signal telematics |
| Allstate | $235/mo | $2,825/yr | Accident forgiveness |
| Liberty Mutual | $248/mo | $2,976/yr | New car replacement |
USAACheapest
Monthly
$156/mo
Annual
$1,866/yr
Best for: Military families
Erie Insurance
Monthly
$166/mo
Annual
$1,992/yr
Best for: Rate lock guarantee
GEICO
Monthly
$172/mo
Annual
$2,068/yr
Best for: Clean driving record
Progressive
Monthly
$185/mo
Annual
$2,219/yr
Best for: Telematics savings
State Farm
Monthly
$191/mo
Annual
$2,295/yr
Best for: Good students
Travelers
Monthly
$200/mo
Annual
$2,396/yr
Best for: Multiple discounts
Nationwide
Monthly
$219/mo
Annual
$2,623/yr
Best for: Bundling home + auto
Farmers
Monthly
$227/mo
Annual
$2,724/yr
Best for: Signal telematics
Allstate
Monthly
$235/mo
Annual
$2,825/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$248/mo
Annual
$2,976/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Tesla Model Y Insurance by Age in Tennessee
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $581/mo | $6,968/yr |
| 19 years old | $351/mo | $4,213/yr |
| 21 years old | $280/mo | $3,356/yr |
| 25 years old | $184/mo | $2,207/yr |
| 30 years old | $152/mo | $1,824/yr |
| 40 years old | $143/mo | $1,715/yr |
| 50 years old | $138/mo | $1,660/yr |
| 65 years old | $151/mo | $1,806/yr |