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2024 Tesla Model Y: 5-Year Total Cost of Ownership

Quick Answer

The 2024 Tesla Model Y costs $62,070 to own over 5 years, or $1,035/month. The biggest expenses are depreciation ($27,254) and insurance ($21,240).

✓ Updated March 2026✓ Based on state insurance filings

5-Year Total Cost of Ownership

$62,070

$1,035/month • $1/mile

Cost Breakdown

Depreciation$27,254 (44%)
Insurance$21,240 (34%)
Fuel/Energy$2,477 (4%)
Maintenance$2,810 (5%)
Financing$7,929 (13%)
Registration$360 (1%)

Year-by-Year Costs

YearDepreciationInsuranceFuelMaintenanceTotal
Year 1$10,338$4,248$495$562$15,643
Year 2$4,229$4,248$495$562$9,534
Year 3$4,229$4,248$495$562$9,534
Year 4$4,229$4,248$495$562$9,534
Year 5$4,229$4,248$495$562$9,534

Key Facts

1-Year Depreciation

22% ($10,338)

5-Year Depreciation

58% ($27,254)

Annual Repair Cost

$924

Annual Maintenance

$562

These are estimates based on state averages. Your exact rate depends on your specific profile.

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