2024 Toyota Camry: Insurance & Ownership Costs
Quick Answer
The 2024 Toyota Camry costs an average of $178/month to insure (full coverage). 5-year total cost of ownership: $38,501 ($642/month).
✓ Updated March 2026✓ Based on state insurance filings
MSRP
$29,995
Avg Insurance
$178/mo
MPG Combined
32
Safety Rating
5/5
Toyota Camry Insurance by State
| State | Full Coverage | Monthly | |
|---|---|---|---|
| Alabama | $1,877/yr | $156/mo | Details |
| Alaska | $1,766/yr | $147/mo | Details |
| Arizona | $2,129/yr | $177/mo | Details |
| Arkansas | $1,927/yr | $161/mo | Details |
| California | $2,395/yr | $200/mo | Details |
| Colorado | $2,153/yr | $179/mo | Details |
| Connecticut | $2,468/yr | $206/mo | Details |
| Delaware | $2,165/yr | $180/mo | Details |
| Florida | $3,910/yr | $326/mo | Details |
| Georgia | $2,462/yr | $205/mo | Details |
These are estimates based on state averages. Your exact rate depends on your specific profile.
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5-Year Total Cost of Ownership
Depreciation
$13,198
Insurance
$10,680
Fuel
$7,219
Maintenance
$1,940
Financing
$5,105
Registration
$360
5-Year Total Cost
$38,501
$642/month | $1/mile