Toyota Highlander Insurance in Idaho (2026)
Quick Answer
Full coverage for a 2024 Toyota Highlander in Idaho costs $108/month ($1,296/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota Highlander Rates by Company in Idaho
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $80/mo | $959/yr | Military families |
| Erie Insurance | $85/mo | $1,024/yr | Rate lock guarantee |
| GEICO | $89/mo | $1,063/yr | Clean driving record |
| Progressive | $95/mo | $1,140/yr | Telematics savings |
| State Farm | $98/mo | $1,179/yr | Good students |
| Travelers | $103/mo | $1,231/yr | Multiple discounts |
| Nationwide | $112/mo | $1,348/yr | Bundling home + auto |
| Farmers | $117/mo | $1,400/yr | Signal telematics |
| Allstate | $121/mo | $1,452/yr | Accident forgiveness |
| Liberty Mutual | $127/mo | $1,529/yr | New car replacement |
USAACheapest
Monthly
$80/mo
Annual
$959/yr
Best for: Military families
Erie Insurance
Monthly
$85/mo
Annual
$1,024/yr
Best for: Rate lock guarantee
GEICO
Monthly
$89/mo
Annual
$1,063/yr
Best for: Clean driving record
Progressive
Monthly
$95/mo
Annual
$1,140/yr
Best for: Telematics savings
State Farm
Monthly
$98/mo
Annual
$1,179/yr
Best for: Good students
Travelers
Monthly
$103/mo
Annual
$1,231/yr
Best for: Multiple discounts
Nationwide
Monthly
$112/mo
Annual
$1,348/yr
Best for: Bundling home + auto
Farmers
Monthly
$117/mo
Annual
$1,400/yr
Best for: Signal telematics
Allstate
Monthly
$121/mo
Annual
$1,452/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$127/mo
Annual
$1,529/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota Highlander Insurance by Age in Idaho
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $413/mo | $4,951/yr |
| 19 years old | $250/mo | $2,994/yr |
| 21 years old | $199/mo | $2,385/yr |
| 25 years old | $131/mo | $1,568/yr |
| 30 years old | $108/mo | $1,296/yr |
| 40 years old | $102/mo | $1,218/yr |
| 50 years old | $98/mo | $1,179/yr |
| 65 years old | $107/mo | $1,283/yr |