Toyota Highlander Insurance in Iowa (2026)
Quick Answer
Full coverage for a 2024 Toyota Highlander in Iowa costs $123/month ($1,476/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota Highlander Rates by Company in Iowa
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $91/mo | $1,092/yr | Military families |
| Erie Insurance | $97/mo | $1,166/yr | Rate lock guarantee |
| GEICO | $101/mo | $1,210/yr | Clean driving record |
| Progressive | $108/mo | $1,299/yr | Telematics savings |
| State Farm | $112/mo | $1,343/yr | Good students |
| Travelers | $117/mo | $1,402/yr | Multiple discounts |
| Nationwide | $128/mo | $1,535/yr | Bundling home + auto |
| Farmers | $133/mo | $1,594/yr | Signal telematics |
| Allstate | $138/mo | $1,653/yr | Accident forgiveness |
| Liberty Mutual | $145/mo | $1,742/yr | New car replacement |
USAACheapest
Monthly
$91/mo
Annual
$1,092/yr
Best for: Military families
Erie Insurance
Monthly
$97/mo
Annual
$1,166/yr
Best for: Rate lock guarantee
GEICO
Monthly
$101/mo
Annual
$1,210/yr
Best for: Clean driving record
Progressive
Monthly
$108/mo
Annual
$1,299/yr
Best for: Telematics savings
State Farm
Monthly
$112/mo
Annual
$1,343/yr
Best for: Good students
Travelers
Monthly
$117/mo
Annual
$1,402/yr
Best for: Multiple discounts
Nationwide
Monthly
$128/mo
Annual
$1,535/yr
Best for: Bundling home + auto
Farmers
Monthly
$133/mo
Annual
$1,594/yr
Best for: Signal telematics
Allstate
Monthly
$138/mo
Annual
$1,653/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$145/mo
Annual
$1,742/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota Highlander Insurance by Age in Iowa
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $470/mo | $5,638/yr |
| 19 years old | $284/mo | $3,410/yr |
| 21 years old | $226/mo | $2,716/yr |
| 25 years old | $149/mo | $1,786/yr |
| 30 years old | $123/mo | $1,476/yr |
| 40 years old | $116/mo | $1,387/yr |
| 50 years old | $112/mo | $1,343/yr |
| 65 years old | $122/mo | $1,461/yr |