Toyota Highlander Insurance in Louisiana (2026)
Quick Answer
Full coverage for a 2024 Toyota Highlander in Louisiana costs $309/month ($3,708/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota Highlander Rates by Company in Louisiana
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $229/mo | $2,744/yr | Military families |
| Erie Insurance | $244/mo | $2,929/yr | Rate lock guarantee |
| GEICO | $253/mo | $3,041/yr | Clean driving record |
| Progressive | $272/mo | $3,263/yr | Telematics savings |
| State Farm | $281/mo | $3,374/yr | Good students |
| Travelers | $294/mo | $3,523/yr | Multiple discounts |
| Nationwide | $321/mo | $3,856/yr | Bundling home + auto |
| Farmers | $334/mo | $4,005/yr | Signal telematics |
| Allstate | $346/mo | $4,153/yr | Accident forgiveness |
| Liberty Mutual | $365/mo | $4,375/yr | New car replacement |
USAACheapest
Monthly
$229/mo
Annual
$2,744/yr
Best for: Military families
Erie Insurance
Monthly
$244/mo
Annual
$2,929/yr
Best for: Rate lock guarantee
GEICO
Monthly
$253/mo
Annual
$3,041/yr
Best for: Clean driving record
Progressive
Monthly
$272/mo
Annual
$3,263/yr
Best for: Telematics savings
State Farm
Monthly
$281/mo
Annual
$3,374/yr
Best for: Good students
Travelers
Monthly
$294/mo
Annual
$3,523/yr
Best for: Multiple discounts
Nationwide
Monthly
$321/mo
Annual
$3,856/yr
Best for: Bundling home + auto
Farmers
Monthly
$334/mo
Annual
$4,005/yr
Best for: Signal telematics
Allstate
Monthly
$346/mo
Annual
$4,153/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$365/mo
Annual
$4,375/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota Highlander Insurance by Age in Louisiana
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,180/mo | $14,165/yr |
| 19 years old | $714/mo | $8,565/yr |
| 21 years old | $569/mo | $6,823/yr |
| 25 years old | $374/mo | $4,487/yr |
| 30 years old | $309/mo | $3,708/yr |
| 40 years old | $291/mo | $3,486/yr |
| 50 years old | $281/mo | $3,374/yr |
| 65 years old | $306/mo | $3,671/yr |