Toyota Highlander Insurance in Mississippi (2026)
Quick Answer
Full coverage for a 2024 Toyota Highlander in Mississippi costs $166/month ($1,986/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota Highlander Rates by Company in Mississippi
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $122/mo | $1,470/yr | Military families |
| Erie Insurance | $131/mo | $1,569/yr | Rate lock guarantee |
| GEICO | $136/mo | $1,629/yr | Clean driving record |
| Progressive | $146/mo | $1,748/yr | Telematics savings |
| State Farm | $151/mo | $1,807/yr | Good students |
| Travelers | $157/mo | $1,887/yr | Multiple discounts |
| Nationwide | $172/mo | $2,065/yr | Bundling home + auto |
| Farmers | $179/mo | $2,145/yr | Signal telematics |
| Allstate | $185/mo | $2,224/yr | Accident forgiveness |
| Liberty Mutual | $195/mo | $2,343/yr | New car replacement |
USAACheapest
Monthly
$122/mo
Annual
$1,470/yr
Best for: Military families
Erie Insurance
Monthly
$131/mo
Annual
$1,569/yr
Best for: Rate lock guarantee
GEICO
Monthly
$136/mo
Annual
$1,629/yr
Best for: Clean driving record
Progressive
Monthly
$146/mo
Annual
$1,748/yr
Best for: Telematics savings
State Farm
Monthly
$151/mo
Annual
$1,807/yr
Best for: Good students
Travelers
Monthly
$157/mo
Annual
$1,887/yr
Best for: Multiple discounts
Nationwide
Monthly
$172/mo
Annual
$2,065/yr
Best for: Bundling home + auto
Farmers
Monthly
$179/mo
Annual
$2,145/yr
Best for: Signal telematics
Allstate
Monthly
$185/mo
Annual
$2,224/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$195/mo
Annual
$2,343/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota Highlander Insurance by Age in Mississippi
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $632/mo | $7,587/yr |
| 19 years old | $382/mo | $4,588/yr |
| 21 years old | $305/mo | $3,654/yr |
| 25 years old | $200/mo | $2,403/yr |
| 30 years old | $166/mo | $1,986/yr |
| 40 years old | $156/mo | $1,867/yr |
| 50 years old | $151/mo | $1,807/yr |
| 65 years old | $164/mo | $1,966/yr |