Toyota Highlander Insurance in Utah (2026)
Quick Answer
Full coverage for a 2024 Toyota Highlander in Utah costs $153/month ($1,836/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota Highlander Rates by Company in Utah
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $113/mo | $1,359/yr | Military families |
| Erie Insurance | $121/mo | $1,450/yr | Rate lock guarantee |
| GEICO | $125/mo | $1,506/yr | Clean driving record |
| Progressive | $135/mo | $1,616/yr | Telematics savings |
| State Farm | $139/mo | $1,671/yr | Good students |
| Travelers | $145/mo | $1,744/yr | Multiple discounts |
| Nationwide | $159/mo | $1,909/yr | Bundling home + auto |
| Farmers | $165/mo | $1,983/yr | Signal telematics |
| Allstate | $171/mo | $2,056/yr | Accident forgiveness |
| Liberty Mutual | $181/mo | $2,166/yr | New car replacement |
USAACheapest
Monthly
$113/mo
Annual
$1,359/yr
Best for: Military families
Erie Insurance
Monthly
$121/mo
Annual
$1,450/yr
Best for: Rate lock guarantee
GEICO
Monthly
$125/mo
Annual
$1,506/yr
Best for: Clean driving record
Progressive
Monthly
$135/mo
Annual
$1,616/yr
Best for: Telematics savings
State Farm
Monthly
$139/mo
Annual
$1,671/yr
Best for: Good students
Travelers
Monthly
$145/mo
Annual
$1,744/yr
Best for: Multiple discounts
Nationwide
Monthly
$159/mo
Annual
$1,909/yr
Best for: Bundling home + auto
Farmers
Monthly
$165/mo
Annual
$1,983/yr
Best for: Signal telematics
Allstate
Monthly
$171/mo
Annual
$2,056/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$181/mo
Annual
$2,166/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota Highlander Insurance by Age in Utah
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $585/mo | $7,014/yr |
| 19 years old | $353/mo | $4,241/yr |
| 21 years old | $282/mo | $3,378/yr |
| 25 years old | $185/mo | $2,222/yr |
| 30 years old | $153/mo | $1,836/yr |
| 40 years old | $144/mo | $1,726/yr |
| 50 years old | $139/mo | $1,671/yr |
| 65 years old | $152/mo | $1,818/yr |