Toyota Highlander Insurance in Washington (2026)
Quick Answer
Full coverage for a 2024 Toyota Highlander in Washington costs $147/month ($1,764/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota Highlander Rates by Company in Washington
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $109/mo | $1,305/yr | Military families |
| Erie Insurance | $116/mo | $1,394/yr | Rate lock guarantee |
| GEICO | $121/mo | $1,446/yr | Clean driving record |
| Progressive | $129/mo | $1,552/yr | Telematics savings |
| State Farm | $134/mo | $1,605/yr | Good students |
| Travelers | $140/mo | $1,676/yr | Multiple discounts |
| Nationwide | $153/mo | $1,835/yr | Bundling home + auto |
| Farmers | $159/mo | $1,905/yr | Signal telematics |
| Allstate | $165/mo | $1,976/yr | Accident forgiveness |
| Liberty Mutual | $173/mo | $2,082/yr | New car replacement |
USAACheapest
Monthly
$109/mo
Annual
$1,305/yr
Best for: Military families
Erie Insurance
Monthly
$116/mo
Annual
$1,394/yr
Best for: Rate lock guarantee
GEICO
Monthly
$121/mo
Annual
$1,446/yr
Best for: Clean driving record
Progressive
Monthly
$129/mo
Annual
$1,552/yr
Best for: Telematics savings
State Farm
Monthly
$134/mo
Annual
$1,605/yr
Best for: Good students
Travelers
Monthly
$140/mo
Annual
$1,676/yr
Best for: Multiple discounts
Nationwide
Monthly
$153/mo
Annual
$1,835/yr
Best for: Bundling home + auto
Farmers
Monthly
$159/mo
Annual
$1,905/yr
Best for: Signal telematics
Allstate
Monthly
$165/mo
Annual
$1,976/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$173/mo
Annual
$2,082/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota Highlander Insurance by Age in Washington
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $562/mo | $6,738/yr |
| 19 years old | $340/mo | $4,075/yr |
| 21 years old | $271/mo | $3,246/yr |
| 25 years old | $178/mo | $2,134/yr |
| 30 years old | $147/mo | $1,764/yr |
| 40 years old | $138/mo | $1,658/yr |
| 50 years old | $134/mo | $1,605/yr |
| 65 years old | $146/mo | $1,746/yr |