Toyota Highlander Insurance in West Virginia (2026)
Quick Answer
Full coverage for a 2024 Toyota Highlander in West Virginia costs $148/month ($1,770/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota Highlander Rates by Company in West Virginia
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $109/mo | $1,310/yr | Military families |
| Erie Insurance | $117/mo | $1,398/yr | Rate lock guarantee |
| GEICO | $121/mo | $1,451/yr | Clean driving record |
| Progressive | $130/mo | $1,558/yr | Telematics savings |
| State Farm | $134/mo | $1,611/yr | Good students |
| Travelers | $140/mo | $1,682/yr | Multiple discounts |
| Nationwide | $153/mo | $1,841/yr | Bundling home + auto |
| Farmers | $159/mo | $1,912/yr | Signal telematics |
| Allstate | $165/mo | $1,982/yr | Accident forgiveness |
| Liberty Mutual | $174/mo | $2,089/yr | New car replacement |
USAACheapest
Monthly
$109/mo
Annual
$1,310/yr
Best for: Military families
Erie Insurance
Monthly
$117/mo
Annual
$1,398/yr
Best for: Rate lock guarantee
GEICO
Monthly
$121/mo
Annual
$1,451/yr
Best for: Clean driving record
Progressive
Monthly
$130/mo
Annual
$1,558/yr
Best for: Telematics savings
State Farm
Monthly
$134/mo
Annual
$1,611/yr
Best for: Good students
Travelers
Monthly
$140/mo
Annual
$1,682/yr
Best for: Multiple discounts
Nationwide
Monthly
$153/mo
Annual
$1,841/yr
Best for: Bundling home + auto
Farmers
Monthly
$159/mo
Annual
$1,912/yr
Best for: Signal telematics
Allstate
Monthly
$165/mo
Annual
$1,982/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$174/mo
Annual
$2,089/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota Highlander Insurance by Age in West Virginia
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $563/mo | $6,761/yr |
| 19 years old | $341/mo | $4,089/yr |
| 21 years old | $271/mo | $3,257/yr |
| 25 years old | $179/mo | $2,142/yr |
| 30 years old | $148/mo | $1,770/yr |
| 40 years old | $139/mo | $1,664/yr |
| 50 years old | $134/mo | $1,611/yr |
| 65 years old | $146/mo | $1,752/yr |