2024 Toyota RAV4: Insurance & Ownership Costs
Quick Answer
The 2024 Toyota RAV4 costs an average of $178/month to insure (full coverage). 5-year total cost of ownership: $38,955 ($649/month).
✓ Updated March 2026✓ Based on state insurance filings
MSRP
$30,645
Avg Insurance
$178/mo
MPG Combined
30
Safety Rating
5/5
Toyota RAV4 Insurance by State
| State | Full Coverage | Monthly | |
|---|---|---|---|
| Alabama | $1,894/yr | $158/mo | Details → |
| Alaska | $1,782/yr | $149/mo | Details → |
| Arizona | $2,148/yr | $179/mo | Details → |
| Arkansas | $1,944/yr | $162/mo | Details → |
| California | $2,416/yr | $201/mo | Details → |
| Colorado | $2,172/yr | $181/mo | Details → |
| Connecticut | $2,490/yr | $208/mo | Details → |
| Delaware | $2,184/yr | $182/mo | Details → |
| Florida | $3,945/yr | $329/mo | Details → |
| Georgia | $2,484/yr | $207/mo | Details → |
These are estimates based on state averages. Your exact rate depends on your specific profile.
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5-Year Total Cost of Ownership
Depreciation
$12,871
Insurance
$10,700
Fuel
$7,700
Maintenance
$2,145
Financing
$5,180
Registration
$360
5-Year Total Cost
$38,955
$649/month | $1/mile