Toyota RAV4 Insurance in California (2026)
Quick Answer
Full coverage for a 2024 Toyota RAV4 in California costs $201/month ($2,416/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota RAV4 Rates by Company in California
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $149/mo | $1,788/yr | Military families |
| Erie Insurance | $159/mo | $1,909/yr | Rate lock guarantee |
| GEICO | $165/mo | $1,981/yr | Clean driving record |
| Progressive | $177/mo | $2,126/yr | Telematics savings |
| State Farm | $183/mo | $2,199/yr | Good students |
| Travelers | $191/mo | $2,295/yr | Multiple discounts |
| Nationwide | $209/mo | $2,513/yr | Bundling home + auto |
| Farmers | $217/mo | $2,609/yr | Signal telematics |
| Allstate | $225/mo | $2,706/yr | Accident forgiveness |
| Liberty Mutual | $238/mo | $2,851/yr | New car replacement |
USAACheapest
Monthly
$149/mo
Annual
$1,788/yr
Best for: Military families
Erie Insurance
Monthly
$159/mo
Annual
$1,909/yr
Best for: Rate lock guarantee
GEICO
Monthly
$165/mo
Annual
$1,981/yr
Best for: Clean driving record
Progressive
Monthly
$177/mo
Annual
$2,126/yr
Best for: Telematics savings
State Farm
Monthly
$183/mo
Annual
$2,199/yr
Best for: Good students
Travelers
Monthly
$191/mo
Annual
$2,295/yr
Best for: Multiple discounts
Nationwide
Monthly
$209/mo
Annual
$2,513/yr
Best for: Bundling home + auto
Farmers
Monthly
$217/mo
Annual
$2,609/yr
Best for: Signal telematics
Allstate
Monthly
$225/mo
Annual
$2,706/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$238/mo
Annual
$2,851/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes
Toyota RAV4 Insurance by Age in California
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $769/mo | $9,229/yr |
| 19 years old | $465/mo | $5,581/yr |
| 21 years old | $370/mo | $4,445/yr |
| 25 years old | $244/mo | $2,923/yr |
| 30 years old | $201/mo | $2,416/yr |
| 40 years old | $189/mo | $2,271/yr |
| 50 years old | $183/mo | $2,199/yr |
| 65 years old | $199/mo | $2,392/yr |