Toyota RAV4 Insurance in Illinois (2026)
Quick Answer
Full coverage for a 2024 Toyota RAV4 in Illinois costs $156/month ($1,866/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota RAV4 Rates by Company in Illinois
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $115/mo | $1,381/yr | Military families |
| Erie Insurance | $123/mo | $1,474/yr | Rate lock guarantee |
| GEICO | $128/mo | $1,530/yr | Clean driving record |
| Progressive | $137/mo | $1,642/yr | Telematics savings |
| State Farm | $142/mo | $1,698/yr | Good students |
| Travelers | $148/mo | $1,773/yr | Multiple discounts |
| Nationwide | $162/mo | $1,941/yr | Bundling home + auto |
| Farmers | $168/mo | $2,015/yr | Signal telematics |
| Allstate | $174/mo | $2,090/yr | Accident forgiveness |
| Liberty Mutual | $183/mo | $2,202/yr | New car replacement |
USAACheapest
Monthly
$115/mo
Annual
$1,381/yr
Best for: Military families
Erie Insurance
Monthly
$123/mo
Annual
$1,474/yr
Best for: Rate lock guarantee
GEICO
Monthly
$128/mo
Annual
$1,530/yr
Best for: Clean driving record
Progressive
Monthly
$137/mo
Annual
$1,642/yr
Best for: Telematics savings
State Farm
Monthly
$142/mo
Annual
$1,698/yr
Best for: Good students
Travelers
Monthly
$148/mo
Annual
$1,773/yr
Best for: Multiple discounts
Nationwide
Monthly
$162/mo
Annual
$1,941/yr
Best for: Bundling home + auto
Farmers
Monthly
$168/mo
Annual
$2,015/yr
Best for: Signal telematics
Allstate
Monthly
$174/mo
Annual
$2,090/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$183/mo
Annual
$2,202/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes
Toyota RAV4 Insurance by Age in Illinois
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $594/mo | $7,128/yr |
| 19 years old | $359/mo | $4,310/yr |
| 21 years old | $286/mo | $3,433/yr |
| 25 years old | $188/mo | $2,258/yr |
| 30 years old | $156/mo | $1,866/yr |
| 40 years old | $146/mo | $1,754/yr |
| 50 years old | $142/mo | $1,698/yr |
| 65 years old | $154/mo | $1,847/yr |