Toyota RAV4 Insurance in Minnesota (2026)
Quick Answer
Full coverage for a 2024 Toyota RAV4 in Minnesota costs $157/month ($1,878/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota RAV4 Rates by Company in Minnesota
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $116/mo | $1,390/yr | Military families |
| Erie Insurance | $124/mo | $1,484/yr | Rate lock guarantee |
| GEICO | $128/mo | $1,540/yr | Clean driving record |
| Progressive | $138/mo | $1,653/yr | Telematics savings |
| State Farm | $142/mo | $1,709/yr | Good students |
| Travelers | $149/mo | $1,784/yr | Multiple discounts |
| Nationwide | $163/mo | $1,953/yr | Bundling home + auto |
| Farmers | $169/mo | $2,028/yr | Signal telematics |
| Allstate | $175/mo | $2,103/yr | Accident forgiveness |
| Liberty Mutual | $185/mo | $2,216/yr | New car replacement |
USAACheapest
Monthly
$116/mo
Annual
$1,390/yr
Best for: Military families
Erie Insurance
Monthly
$124/mo
Annual
$1,484/yr
Best for: Rate lock guarantee
GEICO
Monthly
$128/mo
Annual
$1,540/yr
Best for: Clean driving record
Progressive
Monthly
$138/mo
Annual
$1,653/yr
Best for: Telematics savings
State Farm
Monthly
$142/mo
Annual
$1,709/yr
Best for: Good students
Travelers
Monthly
$149/mo
Annual
$1,784/yr
Best for: Multiple discounts
Nationwide
Monthly
$163/mo
Annual
$1,953/yr
Best for: Bundling home + auto
Farmers
Monthly
$169/mo
Annual
$2,028/yr
Best for: Signal telematics
Allstate
Monthly
$175/mo
Annual
$2,103/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$185/mo
Annual
$2,216/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota RAV4 Insurance by Age in Minnesota
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $598/mo | $7,174/yr |
| 19 years old | $362/mo | $4,338/yr |
| 21 years old | $288/mo | $3,456/yr |
| 25 years old | $189/mo | $2,272/yr |
| 30 years old | $157/mo | $1,878/yr |
| 40 years old | $147/mo | $1,765/yr |
| 50 years old | $142/mo | $1,709/yr |
| 65 years old | $155/mo | $1,859/yr |