Toyota RAV4 Insurance in Montana (2026)
Quick Answer
Full coverage for a 2024 Toyota RAV4 in Montana costs $138/month ($1,650/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota RAV4 Rates by Company in Montana
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $102/mo | $1,221/yr | Military families |
| Erie Insurance | $109/mo | $1,304/yr | Rate lock guarantee |
| GEICO | $113/mo | $1,353/yr | Clean driving record |
| Progressive | $121/mo | $1,452/yr | Telematics savings |
| State Farm | $125/mo | $1,502/yr | Good students |
| Travelers | $131/mo | $1,568/yr | Multiple discounts |
| Nationwide | $143/mo | $1,716/yr | Bundling home + auto |
| Farmers | $149/mo | $1,782/yr | Signal telematics |
| Allstate | $154/mo | $1,848/yr | Accident forgiveness |
| Liberty Mutual | $162/mo | $1,947/yr | New car replacement |
USAACheapest
Monthly
$102/mo
Annual
$1,221/yr
Best for: Military families
Erie Insurance
Monthly
$109/mo
Annual
$1,304/yr
Best for: Rate lock guarantee
GEICO
Monthly
$113/mo
Annual
$1,353/yr
Best for: Clean driving record
Progressive
Monthly
$121/mo
Annual
$1,452/yr
Best for: Telematics savings
State Farm
Monthly
$125/mo
Annual
$1,502/yr
Best for: Good students
Travelers
Monthly
$131/mo
Annual
$1,568/yr
Best for: Multiple discounts
Nationwide
Monthly
$143/mo
Annual
$1,716/yr
Best for: Bundling home + auto
Farmers
Monthly
$149/mo
Annual
$1,782/yr
Best for: Signal telematics
Allstate
Monthly
$154/mo
Annual
$1,848/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$162/mo
Annual
$1,947/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota RAV4 Insurance by Age in Montana
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $525/mo | $6,303/yr |
| 19 years old | $318/mo | $3,812/yr |
| 21 years old | $253/mo | $3,036/yr |
| 25 years old | $166/mo | $1,997/yr |
| 30 years old | $138/mo | $1,650/yr |
| 40 years old | $129/mo | $1,551/yr |
| 50 years old | $125/mo | $1,502/yr |
| 65 years old | $136/mo | $1,634/yr |