Toyota RAV4 Insurance in New Mexico (2026)
Quick Answer
Full coverage for a 2024 Toyota RAV4 in New Mexico costs $155/month ($1,854/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota RAV4 Rates by Company in New Mexico
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $114/mo | $1,372/yr | Military families |
| Erie Insurance | $122/mo | $1,465/yr | Rate lock guarantee |
| GEICO | $127/mo | $1,520/yr | Clean driving record |
| Progressive | $136/mo | $1,632/yr | Telematics savings |
| State Farm | $141/mo | $1,687/yr | Good students |
| Travelers | $147/mo | $1,761/yr | Multiple discounts |
| Nationwide | $161/mo | $1,928/yr | Bundling home + auto |
| Farmers | $167/mo | $2,002/yr | Signal telematics |
| Allstate | $173/mo | $2,076/yr | Accident forgiveness |
| Liberty Mutual | $182/mo | $2,188/yr | New car replacement |
USAACheapest
Monthly
$114/mo
Annual
$1,372/yr
Best for: Military families
Erie Insurance
Monthly
$122/mo
Annual
$1,465/yr
Best for: Rate lock guarantee
GEICO
Monthly
$127/mo
Annual
$1,520/yr
Best for: Clean driving record
Progressive
Monthly
$136/mo
Annual
$1,632/yr
Best for: Telematics savings
State Farm
Monthly
$141/mo
Annual
$1,687/yr
Best for: Good students
Travelers
Monthly
$147/mo
Annual
$1,761/yr
Best for: Multiple discounts
Nationwide
Monthly
$161/mo
Annual
$1,928/yr
Best for: Bundling home + auto
Farmers
Monthly
$167/mo
Annual
$2,002/yr
Best for: Signal telematics
Allstate
Monthly
$173/mo
Annual
$2,076/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$182/mo
Annual
$2,188/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota RAV4 Insurance by Age in New Mexico
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $590/mo | $7,082/yr |
| 19 years old | $357/mo | $4,283/yr |
| 21 years old | $284/mo | $3,411/yr |
| 25 years old | $187/mo | $2,243/yr |
| 30 years old | $155/mo | $1,854/yr |
| 40 years old | $145/mo | $1,743/yr |
| 50 years old | $141/mo | $1,687/yr |
| 65 years old | $153/mo | $1,835/yr |