Toyota RAV4 Insurance in South Dakota (2026)
Quick Answer
Full coverage for a 2024 Toyota RAV4 in South Dakota costs $134/month ($1,608/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota RAV4 Rates by Company in South Dakota
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $99/mo | $1,190/yr | Military families |
| Erie Insurance | $106/mo | $1,270/yr | Rate lock guarantee |
| GEICO | $110/mo | $1,319/yr | Clean driving record |
| Progressive | $118/mo | $1,415/yr | Telematics savings |
| State Farm | $122/mo | $1,463/yr | Good students |
| Travelers | $127/mo | $1,528/yr | Multiple discounts |
| Nationwide | $139/mo | $1,672/yr | Bundling home + auto |
| Farmers | $145/mo | $1,737/yr | Signal telematics |
| Allstate | $150/mo | $1,801/yr | Accident forgiveness |
| Liberty Mutual | $158/mo | $1,897/yr | New car replacement |
USAACheapest
Monthly
$99/mo
Annual
$1,190/yr
Best for: Military families
Erie Insurance
Monthly
$106/mo
Annual
$1,270/yr
Best for: Rate lock guarantee
GEICO
Monthly
$110/mo
Annual
$1,319/yr
Best for: Clean driving record
Progressive
Monthly
$118/mo
Annual
$1,415/yr
Best for: Telematics savings
State Farm
Monthly
$122/mo
Annual
$1,463/yr
Best for: Good students
Travelers
Monthly
$127/mo
Annual
$1,528/yr
Best for: Multiple discounts
Nationwide
Monthly
$139/mo
Annual
$1,672/yr
Best for: Bundling home + auto
Farmers
Monthly
$145/mo
Annual
$1,737/yr
Best for: Signal telematics
Allstate
Monthly
$150/mo
Annual
$1,801/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$158/mo
Annual
$1,897/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes
Toyota RAV4 Insurance by Age in South Dakota
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $512/mo | $6,143/yr |
| 19 years old | $310/mo | $3,714/yr |
| 21 years old | $247/mo | $2,959/yr |
| 25 years old | $162/mo | $1,946/yr |
| 30 years old | $134/mo | $1,608/yr |
| 40 years old | $126/mo | $1,512/yr |
| 50 years old | $122/mo | $1,463/yr |
| 65 years old | $133/mo | $1,592/yr |