2024 Toyota RAV4: 5-Year Total Cost of Ownership
Quick Answer
The 2024 Toyota RAV4 costs $38,955 to own over 5 years, or $649/month. The biggest expenses are depreciation ($12,871) and insurance ($10,700).
✓ Updated March 2026✓ Based on state insurance filings
5-Year Total Cost of Ownership
$38,955
$649/month • $1/mile
Cost Breakdown
Depreciation$12,871 (33%)
Insurance$10,700 (27%)
Fuel/Energy$7,700 (20%)
Maintenance$2,145 (6%)
Financing$5,180 (13%)
Registration$360 (1%)
Year-by-Year Costs
| Year | Depreciation | Insurance | Fuel | Maintenance | Total |
|---|---|---|---|---|---|
| Year 1 | $4,597 | $2,140 | $1,540 | $429 | $8,706 |
| Year 2 | $2,069 | $2,140 | $1,540 | $429 | $6,178 |
| Year 3 | $2,069 | $2,140 | $1,540 | $429 | $6,178 |
| Year 4 | $2,069 | $2,140 | $1,540 | $429 | $6,178 |
| Year 5 | $2,069 | $2,140 | $1,540 | $429 | $6,178 |
Key Facts
1-Year Depreciation
15% ($4,597)
5-Year Depreciation
42% ($12,871)
Annual Repair Cost
$666
Annual Maintenance
$429
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes