Toyota Tacoma Insurance in Idaho (2026)
Quick Answer
Full coverage for a 2024 Toyota Tacoma in Idaho costs $117/month ($1,400/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota Tacoma Rates by Company in Idaho
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $86/mo | $1,036/yr | Military families |
| Erie Insurance | $92/mo | $1,106/yr | Rate lock guarantee |
| GEICO | $96/mo | $1,148/yr | Clean driving record |
| Progressive | $103/mo | $1,232/yr | Telematics savings |
| State Farm | $106/mo | $1,274/yr | Good students |
| Travelers | $111/mo | $1,330/yr | Multiple discounts |
| Nationwide | $121/mo | $1,456/yr | Bundling home + auto |
| Farmers | $126/mo | $1,512/yr | Signal telematics |
| Allstate | $131/mo | $1,568/yr | Accident forgiveness |
| Liberty Mutual | $138/mo | $1,652/yr | New car replacement |
USAACheapest
Monthly
$86/mo
Annual
$1,036/yr
Best for: Military families
Erie Insurance
Monthly
$92/mo
Annual
$1,106/yr
Best for: Rate lock guarantee
GEICO
Monthly
$96/mo
Annual
$1,148/yr
Best for: Clean driving record
Progressive
Monthly
$103/mo
Annual
$1,232/yr
Best for: Telematics savings
State Farm
Monthly
$106/mo
Annual
$1,274/yr
Best for: Good students
Travelers
Monthly
$111/mo
Annual
$1,330/yr
Best for: Multiple discounts
Nationwide
Monthly
$121/mo
Annual
$1,456/yr
Best for: Bundling home + auto
Farmers
Monthly
$126/mo
Annual
$1,512/yr
Best for: Signal telematics
Allstate
Monthly
$131/mo
Annual
$1,568/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$138/mo
Annual
$1,652/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota Tacoma Insurance by Age in Idaho
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $413/mo | $4,951/yr |
| 19 years old | $250/mo | $2,994/yr |
| 21 years old | $199/mo | $2,385/yr |
| 25 years old | $131/mo | $1,568/yr |
| 30 years old | $108/mo | $1,296/yr |
| 40 years old | $102/mo | $1,218/yr |
| 50 years old | $98/mo | $1,179/yr |
| 65 years old | $107/mo | $1,283/yr |