Toyota Tacoma Insurance in Louisiana (2026)
Quick Answer
Full coverage for a 2024 Toyota Tacoma in Louisiana costs $334/month ($4,005/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota Tacoma Rates by Company in Louisiana
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $247/mo | $2,964/yr | Military families |
| Erie Insurance | $264/mo | $3,164/yr | Rate lock guarantee |
| GEICO | $274/mo | $3,284/yr | Clean driving record |
| Progressive | $294/mo | $3,524/yr | Telematics savings |
| State Farm | $304/mo | $3,645/yr | Good students |
| Travelers | $317/mo | $3,805/yr | Multiple discounts |
| Nationwide | $347/mo | $4,165/yr | Bundling home + auto |
| Farmers | $360/mo | $4,325/yr | Signal telematics |
| Allstate | $374/mo | $4,486/yr | Accident forgiveness |
| Liberty Mutual | $394/mo | $4,726/yr | New car replacement |
USAACheapest
Monthly
$247/mo
Annual
$2,964/yr
Best for: Military families
Erie Insurance
Monthly
$264/mo
Annual
$3,164/yr
Best for: Rate lock guarantee
GEICO
Monthly
$274/mo
Annual
$3,284/yr
Best for: Clean driving record
Progressive
Monthly
$294/mo
Annual
$3,524/yr
Best for: Telematics savings
State Farm
Monthly
$304/mo
Annual
$3,645/yr
Best for: Good students
Travelers
Monthly
$317/mo
Annual
$3,805/yr
Best for: Multiple discounts
Nationwide
Monthly
$347/mo
Annual
$4,165/yr
Best for: Bundling home + auto
Farmers
Monthly
$360/mo
Annual
$4,325/yr
Best for: Signal telematics
Allstate
Monthly
$374/mo
Annual
$4,486/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$394/mo
Annual
$4,726/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota Tacoma Insurance by Age in Louisiana
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,180/mo | $14,165/yr |
| 19 years old | $714/mo | $8,565/yr |
| 21 years old | $569/mo | $6,823/yr |
| 25 years old | $374/mo | $4,487/yr |
| 30 years old | $309/mo | $3,708/yr |
| 40 years old | $291/mo | $3,486/yr |
| 50 years old | $281/mo | $3,374/yr |
| 65 years old | $306/mo | $3,671/yr |