Toyota Tacoma Insurance in Minnesota (2026)
Quick Answer
Full coverage for a 2024 Toyota Tacoma in Minnesota costs $169/month ($2,028/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota Tacoma Rates by Company in Minnesota
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $125/mo | $1,501/yr | Military families |
| Erie Insurance | $134/mo | $1,602/yr | Rate lock guarantee |
| GEICO | $139/mo | $1,663/yr | Clean driving record |
| Progressive | $149/mo | $1,785/yr | Telematics savings |
| State Farm | $154/mo | $1,845/yr | Good students |
| Travelers | $161/mo | $1,927/yr | Multiple discounts |
| Nationwide | $176/mo | $2,109/yr | Bundling home + auto |
| Farmers | $183/mo | $2,190/yr | Signal telematics |
| Allstate | $189/mo | $2,271/yr | Accident forgiveness |
| Liberty Mutual | $199/mo | $2,393/yr | New car replacement |
USAACheapest
Monthly
$125/mo
Annual
$1,501/yr
Best for: Military families
Erie Insurance
Monthly
$134/mo
Annual
$1,602/yr
Best for: Rate lock guarantee
GEICO
Monthly
$139/mo
Annual
$1,663/yr
Best for: Clean driving record
Progressive
Monthly
$149/mo
Annual
$1,785/yr
Best for: Telematics savings
State Farm
Monthly
$154/mo
Annual
$1,845/yr
Best for: Good students
Travelers
Monthly
$161/mo
Annual
$1,927/yr
Best for: Multiple discounts
Nationwide
Monthly
$176/mo
Annual
$2,109/yr
Best for: Bundling home + auto
Farmers
Monthly
$183/mo
Annual
$2,190/yr
Best for: Signal telematics
Allstate
Monthly
$189/mo
Annual
$2,271/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$199/mo
Annual
$2,393/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota Tacoma Insurance by Age in Minnesota
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $598/mo | $7,174/yr |
| 19 years old | $362/mo | $4,338/yr |
| 21 years old | $288/mo | $3,456/yr |
| 25 years old | $189/mo | $2,272/yr |
| 30 years old | $157/mo | $1,878/yr |
| 40 years old | $147/mo | $1,765/yr |
| 50 years old | $142/mo | $1,709/yr |
| 65 years old | $155/mo | $1,859/yr |