Toyota Tacoma Insurance in Washington (2026)
Quick Answer
Full coverage for a 2024 Toyota Tacoma in Washington costs $159/month ($1,905/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Toyota Tacoma Rates by Company in Washington
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $117/mo | $1,410/yr | Military families |
| Erie Insurance | $125/mo | $1,505/yr | Rate lock guarantee |
| GEICO | $130/mo | $1,562/yr | Clean driving record |
| Progressive | $140/mo | $1,676/yr | Telematics savings |
| State Farm | $144/mo | $1,734/yr | Good students |
| Travelers | $151/mo | $1,810/yr | Multiple discounts |
| Nationwide | $165/mo | $1,981/yr | Bundling home + auto |
| Farmers | $171/mo | $2,057/yr | Signal telematics |
| Allstate | $178/mo | $2,134/yr | Accident forgiveness |
| Liberty Mutual | $187/mo | $2,248/yr | New car replacement |
USAACheapest
Monthly
$117/mo
Annual
$1,410/yr
Best for: Military families
Erie Insurance
Monthly
$125/mo
Annual
$1,505/yr
Best for: Rate lock guarantee
GEICO
Monthly
$130/mo
Annual
$1,562/yr
Best for: Clean driving record
Progressive
Monthly
$140/mo
Annual
$1,676/yr
Best for: Telematics savings
State Farm
Monthly
$144/mo
Annual
$1,734/yr
Best for: Good students
Travelers
Monthly
$151/mo
Annual
$1,810/yr
Best for: Multiple discounts
Nationwide
Monthly
$165/mo
Annual
$1,981/yr
Best for: Bundling home + auto
Farmers
Monthly
$171/mo
Annual
$2,057/yr
Best for: Signal telematics
Allstate
Monthly
$178/mo
Annual
$2,134/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$187/mo
Annual
$2,248/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Toyota Tacoma Insurance by Age in Washington
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $562/mo | $6,738/yr |
| 19 years old | $340/mo | $4,075/yr |
| 21 years old | $271/mo | $3,246/yr |
| 25 years old | $178/mo | $2,134/yr |
| 30 years old | $147/mo | $1,764/yr |
| 40 years old | $138/mo | $1,658/yr |
| 50 years old | $134/mo | $1,605/yr |
| 65 years old | $146/mo | $1,746/yr |