2024 Toyota Tacoma: 5-Year Total Cost of Ownership
Quick Answer
The 2024 Toyota Tacoma costs $39,873 to own over 5 years, or $665/month. The biggest expenses are depreciation ($10,710) and insurance ($10,860).
✓ Updated March 2026✓ Based on state insurance filings
5-Year Total Cost of Ownership
$39,873
$665/month • $1/mile
Cost Breakdown
Depreciation$10,710 (27%)
Insurance$10,860 (27%)
Fuel/Energy$10,043 (25%)
Maintenance$2,590 (6%)
Financing$5,310 (13%)
Registration$360 (1%)
Year-by-Year Costs
| Year | Depreciation | Insurance | Fuel | Maintenance | Total |
|---|---|---|---|---|---|
| Year 1 | $3,780 | $2,172 | $2,009 | $518 | $8,479 |
| Year 2 | $1,733 | $2,172 | $2,009 | $518 | $6,432 |
| Year 3 | $1,733 | $2,172 | $2,009 | $518 | $6,432 |
| Year 4 | $1,733 | $2,172 | $2,009 | $518 | $6,432 |
| Year 5 | $1,733 | $2,172 | $2,009 | $518 | $6,432 |
Key Facts
1-Year Depreciation
12% ($3,780)
5-Year Depreciation
34% ($10,710)
Annual Repair Cost
$648
Annual Maintenance
$518
These are estimates based on state averages. Your exact rate depends on your specific profile.
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