2024 Volkswagen ID.4: Insurance & Ownership Costs
Quick Answer
The 2024 Volkswagen ID.4 costs an average of $241/month to insure (full coverage). 5-year total cost of ownership: $50,613 ($844/month).
✓ Updated March 2026✓ Based on state insurance filings
MSRP
$39,735
Avg Insurance
$241/mo
kWh/100mi
31
Safety Rating
5/5
Volkswagen ID.4 Insurance by State
| State | Full Coverage | Monthly | |
|---|---|---|---|
| Alabama | $2,425/yr | $202/mo | Details → |
| Alaska | $2,282/yr | $190/mo | Details → |
| Arizona | $2,750/yr | $229/mo | Details → |
| Arkansas | $2,489/yr | $207/mo | Details → |
| California | $3,093/yr | $258/mo | Details → |
| Colorado | $2,781/yr | $232/mo | Details → |
| Connecticut | $3,188/yr | $266/mo | Details → |
| Delaware | $2,796/yr | $233/mo | Details → |
| Florida | $5,051/yr | $421/mo | Details → |
| Georgia | $3,181/yr | $265/mo | Details → |
These are estimates based on state averages. Your exact rate depends on your specific profile.
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5-Year Total Cost of Ownership
Depreciation
$23,841
Insurance
$14,460
Fuel
$2,953
Maintenance
$2,280
Financing
$6,719
Registration
$360
5-Year Total Cost
$50,613
$844/month | $1/mile