Volkswagen ID.4 Insurance in Delaware (2026)
Quick Answer
Full coverage for a 2024 Volkswagen ID.4 in Delaware costs $233/month ($2,796/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Volkswagen ID.4 Rates by Company in Delaware
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $172/mo | $2,069/yr | Military families |
| Erie Insurance | $184/mo | $2,209/yr | Rate lock guarantee |
| GEICO | $191/mo | $2,293/yr | Clean driving record |
| Progressive | $205/mo | $2,460/yr | Telematics savings |
| State Farm | $212/mo | $2,544/yr | Good students |
| Travelers | $221/mo | $2,656/yr | Multiple discounts |
| Nationwide | $242/mo | $2,908/yr | Bundling home + auto |
| Farmers | $252/mo | $3,020/yr | Signal telematics |
| Allstate | $261/mo | $3,132/yr | Accident forgiveness |
| Liberty Mutual | $275/mo | $3,299/yr | New car replacement |
USAACheapest
Monthly
$172/mo
Annual
$2,069/yr
Best for: Military families
Erie Insurance
Monthly
$184/mo
Annual
$2,209/yr
Best for: Rate lock guarantee
GEICO
Monthly
$191/mo
Annual
$2,293/yr
Best for: Clean driving record
Progressive
Monthly
$205/mo
Annual
$2,460/yr
Best for: Telematics savings
State Farm
Monthly
$212/mo
Annual
$2,544/yr
Best for: Good students
Travelers
Monthly
$221/mo
Annual
$2,656/yr
Best for: Multiple discounts
Nationwide
Monthly
$242/mo
Annual
$2,908/yr
Best for: Bundling home + auto
Farmers
Monthly
$252/mo
Annual
$3,020/yr
Best for: Signal telematics
Allstate
Monthly
$261/mo
Annual
$3,132/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$275/mo
Annual
$3,299/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Volkswagen ID.4 Insurance by Age in Delaware
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $695/mo | $8,343/yr |
| 19 years old | $420/mo | $5,045/yr |
| 21 years old | $335/mo | $4,019/yr |
| 25 years old | $220/mo | $2,643/yr |
| 30 years old | $182/mo | $2,184/yr |
| 40 years old | $171/mo | $2,053/yr |
| 50 years old | $166/mo | $1,987/yr |
| 65 years old | $180/mo | $2,162/yr |