Volkswagen ID.4 Insurance in Hawaii (2026)
Quick Answer
Full coverage for a 2024 Volkswagen ID.4 in Hawaii costs $172/month ($2,059/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Volkswagen ID.4 Rates by Company in Hawaii
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $127/mo | $1,524/yr | Military families |
| Erie Insurance | $136/mo | $1,627/yr | Rate lock guarantee |
| GEICO | $141/mo | $1,688/yr | Clean driving record |
| Progressive | $151/mo | $1,812/yr | Telematics savings |
| State Farm | $156/mo | $1,874/yr | Good students |
| Travelers | $163/mo | $1,956/yr | Multiple discounts |
| Nationwide | $178/mo | $2,141/yr | Bundling home + auto |
| Farmers | $185/mo | $2,224/yr | Signal telematics |
| Allstate | $192/mo | $2,306/yr | Accident forgiveness |
| Liberty Mutual | $202/mo | $2,430/yr | New car replacement |
USAACheapest
Monthly
$127/mo
Annual
$1,524/yr
Best for: Military families
Erie Insurance
Monthly
$136/mo
Annual
$1,627/yr
Best for: Rate lock guarantee
GEICO
Monthly
$141/mo
Annual
$1,688/yr
Best for: Clean driving record
Progressive
Monthly
$151/mo
Annual
$1,812/yr
Best for: Telematics savings
State Farm
Monthly
$156/mo
Annual
$1,874/yr
Best for: Good students
Travelers
Monthly
$163/mo
Annual
$1,956/yr
Best for: Multiple discounts
Nationwide
Monthly
$178/mo
Annual
$2,141/yr
Best for: Bundling home + auto
Farmers
Monthly
$185/mo
Annual
$2,224/yr
Best for: Signal telematics
Allstate
Monthly
$192/mo
Annual
$2,306/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$202/mo
Annual
$2,430/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Volkswagen ID.4 Insurance by Age in Hawaii
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $512/mo | $6,143/yr |
| 19 years old | $310/mo | $3,714/yr |
| 21 years old | $247/mo | $2,959/yr |
| 25 years old | $162/mo | $1,946/yr |
| 30 years old | $134/mo | $1,608/yr |
| 40 years old | $126/mo | $1,512/yr |
| 50 years old | $122/mo | $1,463/yr |
| 65 years old | $133/mo | $1,592/yr |