Volkswagen ID.4 Insurance in Illinois (2026)
Quick Answer
Full coverage for a 2024 Volkswagen ID.4 in Illinois costs $199/month ($2,389/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Volkswagen ID.4 Rates by Company in Illinois
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $147/mo | $1,768/yr | Military families |
| Erie Insurance | $157/mo | $1,887/yr | Rate lock guarantee |
| GEICO | $163/mo | $1,959/yr | Clean driving record |
| Progressive | $175/mo | $2,102/yr | Telematics savings |
| State Farm | $181/mo | $2,174/yr | Good students |
| Travelers | $189/mo | $2,270/yr | Multiple discounts |
| Nationwide | $207/mo | $2,485/yr | Bundling home + auto |
| Farmers | $215/mo | $2,580/yr | Signal telematics |
| Allstate | $223/mo | $2,676/yr | Accident forgiveness |
| Liberty Mutual | $235/mo | $2,819/yr | New car replacement |
USAACheapest
Monthly
$147/mo
Annual
$1,768/yr
Best for: Military families
Erie Insurance
Monthly
$157/mo
Annual
$1,887/yr
Best for: Rate lock guarantee
GEICO
Monthly
$163/mo
Annual
$1,959/yr
Best for: Clean driving record
Progressive
Monthly
$175/mo
Annual
$2,102/yr
Best for: Telematics savings
State Farm
Monthly
$181/mo
Annual
$2,174/yr
Best for: Good students
Travelers
Monthly
$189/mo
Annual
$2,270/yr
Best for: Multiple discounts
Nationwide
Monthly
$207/mo
Annual
$2,485/yr
Best for: Bundling home + auto
Farmers
Monthly
$215/mo
Annual
$2,580/yr
Best for: Signal telematics
Allstate
Monthly
$223/mo
Annual
$2,676/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$235/mo
Annual
$2,819/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Volkswagen ID.4 Insurance by Age in Illinois
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $594/mo | $7,128/yr |
| 19 years old | $359/mo | $4,310/yr |
| 21 years old | $286/mo | $3,433/yr |
| 25 years old | $188/mo | $2,258/yr |
| 30 years old | $156/mo | $1,866/yr |
| 40 years old | $146/mo | $1,754/yr |
| 50 years old | $142/mo | $1,698/yr |
| 65 years old | $154/mo | $1,847/yr |