Volkswagen ID.4 Insurance in Maryland (2026)
Quick Answer
Full coverage for a 2024 Volkswagen ID.4 in Maryland costs $223/month ($2,681/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Volkswagen ID.4 Rates by Company in Maryland
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $165/mo | $1,984/yr | Military families |
| Erie Insurance | $176/mo | $2,118/yr | Rate lock guarantee |
| GEICO | $183/mo | $2,198/yr | Clean driving record |
| Progressive | $197/mo | $2,359/yr | Telematics savings |
| State Farm | $203/mo | $2,440/yr | Good students |
| Travelers | $212/mo | $2,547/yr | Multiple discounts |
| Nationwide | $232/mo | $2,788/yr | Bundling home + auto |
| Farmers | $241/mo | $2,895/yr | Signal telematics |
| Allstate | $250/mo | $3,003/yr | Accident forgiveness |
| Liberty Mutual | $264/mo | $3,164/yr | New car replacement |
USAACheapest
Monthly
$165/mo
Annual
$1,984/yr
Best for: Military families
Erie Insurance
Monthly
$176/mo
Annual
$2,118/yr
Best for: Rate lock guarantee
GEICO
Monthly
$183/mo
Annual
$2,198/yr
Best for: Clean driving record
Progressive
Monthly
$197/mo
Annual
$2,359/yr
Best for: Telematics savings
State Farm
Monthly
$203/mo
Annual
$2,440/yr
Best for: Good students
Travelers
Monthly
$212/mo
Annual
$2,547/yr
Best for: Multiple discounts
Nationwide
Monthly
$232/mo
Annual
$2,788/yr
Best for: Bundling home + auto
Farmers
Monthly
$241/mo
Annual
$2,895/yr
Best for: Signal telematics
Allstate
Monthly
$250/mo
Annual
$3,003/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$264/mo
Annual
$3,164/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Volkswagen ID.4 Insurance by Age in Maryland
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $667/mo | $7,999/yr |
| 19 years old | $403/mo | $4,837/yr |
| 21 years old | $321/mo | $3,853/yr |
| 25 years old | $211/mo | $2,534/yr |
| 30 years old | $175/mo | $2,094/yr |
| 40 years old | $164/mo | $1,968/yr |
| 50 years old | $159/mo | $1,906/yr |
| 65 years old | $173/mo | $2,073/yr |