Volkswagen ID.4 Insurance in Minnesota (2026)
Quick Answer
Full coverage for a 2024 Volkswagen ID.4 in Minnesota costs $200/month ($2,405/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Volkswagen ID.4 Rates by Company in Minnesota
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $148/mo | $1,780/yr | Military families |
| Erie Insurance | $158/mo | $1,900/yr | Rate lock guarantee |
| GEICO | $164/mo | $1,972/yr | Clean driving record |
| Progressive | $176/mo | $2,116/yr | Telematics savings |
| State Farm | $182/mo | $2,189/yr | Good students |
| Travelers | $190/mo | $2,285/yr | Multiple discounts |
| Nationwide | $208/mo | $2,501/yr | Bundling home + auto |
| Farmers | $216/mo | $2,597/yr | Signal telematics |
| Allstate | $224/mo | $2,694/yr | Accident forgiveness |
| Liberty Mutual | $236/mo | $2,838/yr | New car replacement |
USAACheapest
Monthly
$148/mo
Annual
$1,780/yr
Best for: Military families
Erie Insurance
Monthly
$158/mo
Annual
$1,900/yr
Best for: Rate lock guarantee
GEICO
Monthly
$164/mo
Annual
$1,972/yr
Best for: Clean driving record
Progressive
Monthly
$176/mo
Annual
$2,116/yr
Best for: Telematics savings
State Farm
Monthly
$182/mo
Annual
$2,189/yr
Best for: Good students
Travelers
Monthly
$190/mo
Annual
$2,285/yr
Best for: Multiple discounts
Nationwide
Monthly
$208/mo
Annual
$2,501/yr
Best for: Bundling home + auto
Farmers
Monthly
$216/mo
Annual
$2,597/yr
Best for: Signal telematics
Allstate
Monthly
$224/mo
Annual
$2,694/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$236/mo
Annual
$2,838/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Volkswagen ID.4 Insurance by Age in Minnesota
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $598/mo | $7,174/yr |
| 19 years old | $362/mo | $4,338/yr |
| 21 years old | $288/mo | $3,456/yr |
| 25 years old | $189/mo | $2,272/yr |
| 30 years old | $157/mo | $1,878/yr |
| 40 years old | $147/mo | $1,765/yr |
| 50 years old | $142/mo | $1,709/yr |
| 65 years old | $155/mo | $1,859/yr |