Volkswagen ID.4 Insurance in South Carolina (2026)
Quick Answer
Full coverage for a 2024 Volkswagen ID.4 in South Carolina costs $215/month ($2,581/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Volkswagen ID.4 Rates by Company in South Carolina
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $159/mo | $1,910/yr | Military families |
| Erie Insurance | $170/mo | $2,039/yr | Rate lock guarantee |
| GEICO | $176/mo | $2,116/yr | Clean driving record |
| Progressive | $189/mo | $2,271/yr | Telematics savings |
| State Farm | $196/mo | $2,349/yr | Good students |
| Travelers | $204/mo | $2,452/yr | Multiple discounts |
| Nationwide | $224/mo | $2,684/yr | Bundling home + auto |
| Farmers | $232/mo | $2,787/yr | Signal telematics |
| Allstate | $241/mo | $2,891/yr | Accident forgiveness |
| Liberty Mutual | $254/mo | $3,046/yr | New car replacement |
USAACheapest
Monthly
$159/mo
Annual
$1,910/yr
Best for: Military families
Erie Insurance
Monthly
$170/mo
Annual
$2,039/yr
Best for: Rate lock guarantee
GEICO
Monthly
$176/mo
Annual
$2,116/yr
Best for: Clean driving record
Progressive
Monthly
$189/mo
Annual
$2,271/yr
Best for: Telematics savings
State Farm
Monthly
$196/mo
Annual
$2,349/yr
Best for: Good students
Travelers
Monthly
$204/mo
Annual
$2,452/yr
Best for: Multiple discounts
Nationwide
Monthly
$224/mo
Annual
$2,684/yr
Best for: Bundling home + auto
Farmers
Monthly
$232/mo
Annual
$2,787/yr
Best for: Signal telematics
Allstate
Monthly
$241/mo
Annual
$2,891/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$254/mo
Annual
$3,046/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Volkswagen ID.4 Insurance by Age in South Carolina
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $642/mo | $7,701/yr |
| 19 years old | $388/mo | $4,657/yr |
| 21 years old | $309/mo | $3,709/yr |
| 25 years old | $203/mo | $2,439/yr |
| 30 years old | $168/mo | $2,016/yr |
| 40 years old | $158/mo | $1,895/yr |
| 50 years old | $153/mo | $1,835/yr |
| 65 years old | $166/mo | $1,996/yr |