Volkswagen ID.4 Insurance in Tennessee (2026)
Quick Answer
Full coverage for a 2024 Volkswagen ID.4 in Tennessee costs $195/month ($2,335/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Volkswagen ID.4 Rates by Company in Tennessee
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $144/mo | $1,728/yr | Military families |
| Erie Insurance | $154/mo | $1,845/yr | Rate lock guarantee |
| GEICO | $160/mo | $1,915/yr | Clean driving record |
| Progressive | $171/mo | $2,055/yr | Telematics savings |
| State Farm | $177/mo | $2,125/yr | Good students |
| Travelers | $185/mo | $2,218/yr | Multiple discounts |
| Nationwide | $202/mo | $2,428/yr | Bundling home + auto |
| Farmers | $210/mo | $2,522/yr | Signal telematics |
| Allstate | $218/mo | $2,615/yr | Accident forgiveness |
| Liberty Mutual | $230/mo | $2,755/yr | New car replacement |
USAACheapest
Monthly
$144/mo
Annual
$1,728/yr
Best for: Military families
Erie Insurance
Monthly
$154/mo
Annual
$1,845/yr
Best for: Rate lock guarantee
GEICO
Monthly
$160/mo
Annual
$1,915/yr
Best for: Clean driving record
Progressive
Monthly
$171/mo
Annual
$2,055/yr
Best for: Telematics savings
State Farm
Monthly
$177/mo
Annual
$2,125/yr
Best for: Good students
Travelers
Monthly
$185/mo
Annual
$2,218/yr
Best for: Multiple discounts
Nationwide
Monthly
$202/mo
Annual
$2,428/yr
Best for: Bundling home + auto
Farmers
Monthly
$210/mo
Annual
$2,522/yr
Best for: Signal telematics
Allstate
Monthly
$218/mo
Annual
$2,615/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$230/mo
Annual
$2,755/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Volkswagen ID.4 Insurance by Age in Tennessee
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $581/mo | $6,968/yr |
| 19 years old | $351/mo | $4,213/yr |
| 21 years old | $280/mo | $3,356/yr |
| 25 years old | $184/mo | $2,207/yr |
| 30 years old | $152/mo | $1,824/yr |
| 40 years old | $143/mo | $1,715/yr |
| 50 years old | $138/mo | $1,660/yr |
| 65 years old | $151/mo | $1,806/yr |