Volkswagen ID.4 Insurance in Texas (2026)
Quick Answer
Full coverage for a 2024 Volkswagen ID.4 in Texas costs $259/month ($3,104/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Volkswagen ID.4 Rates by Company in Texas
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $191/mo | $2,297/yr | Military families |
| Erie Insurance | $204/mo | $2,452/yr | Rate lock guarantee |
| GEICO | $212/mo | $2,545/yr | Clean driving record |
| Progressive | $228/mo | $2,732/yr | Telematics savings |
| State Farm | $235/mo | $2,825/yr | Good students |
| Travelers | $246/mo | $2,949/yr | Multiple discounts |
| Nationwide | $269/mo | $3,228/yr | Bundling home + auto |
| Farmers | $279/mo | $3,352/yr | Signal telematics |
| Allstate | $290/mo | $3,476/yr | Accident forgiveness |
| Liberty Mutual | $305/mo | $3,663/yr | New car replacement |
USAACheapest
Monthly
$191/mo
Annual
$2,297/yr
Best for: Military families
Erie Insurance
Monthly
$204/mo
Annual
$2,452/yr
Best for: Rate lock guarantee
GEICO
Monthly
$212/mo
Annual
$2,545/yr
Best for: Clean driving record
Progressive
Monthly
$228/mo
Annual
$2,732/yr
Best for: Telematics savings
State Farm
Monthly
$235/mo
Annual
$2,825/yr
Best for: Good students
Travelers
Monthly
$246/mo
Annual
$2,949/yr
Best for: Multiple discounts
Nationwide
Monthly
$269/mo
Annual
$3,228/yr
Best for: Bundling home + auto
Farmers
Monthly
$279/mo
Annual
$3,352/yr
Best for: Signal telematics
Allstate
Monthly
$290/mo
Annual
$3,476/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$305/mo
Annual
$3,663/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Volkswagen ID.4 Insurance by Age in Texas
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $772/mo | $9,260/yr |
| 19 years old | $467/mo | $5,599/yr |
| 21 years old | $372/mo | $4,460/yr |
| 25 years old | $244/mo | $2,933/yr |
| 30 years old | $202/mo | $2,424/yr |
| 40 years old | $190/mo | $2,279/yr |
| 50 years old | $184/mo | $2,206/yr |
| 65 years old | $200/mo | $2,400/yr |