2024 Volkswagen ID.4: 5-Year Total Cost of Ownership
Quick Answer
The 2024 Volkswagen ID.4 costs $50,613 to own over 5 years, or $844/month. The biggest expenses are depreciation ($23,841) and insurance ($14,460).
✓ Updated March 2026✓ Based on state insurance filings
5-Year Total Cost of Ownership
$50,613
$844/month • $1/mile
Cost Breakdown
Depreciation$23,841 (47%)
Insurance$14,460 (29%)
Fuel/Energy$2,953 (6%)
Maintenance$2,280 (5%)
Financing$6,719 (13%)
Registration$360 (1%)
Year-by-Year Costs
| Year | Depreciation | Insurance | Fuel | Maintenance | Total |
|---|---|---|---|---|---|
| Year 1 | $9,536 | $2,892 | $591 | $456 | $13,475 |
| Year 2 | $3,576 | $2,892 | $591 | $456 | $7,515 |
| Year 3 | $3,576 | $2,892 | $591 | $456 | $7,515 |
| Year 4 | $3,576 | $2,892 | $591 | $456 | $7,515 |
| Year 5 | $3,576 | $2,892 | $591 | $456 | $7,515 |
Key Facts
1-Year Depreciation
24% ($9,536)
5-Year Depreciation
60% ($23,841)
Annual Repair Cost
$712
Annual Maintenance
$456
These are estimates based on state averages. Your exact rate depends on your specific profile.
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