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Hyundai Ioniq 5 Cost in New York: EV vs Gas Comparison (2026)

Quick Answer

The Hyundai Ioniq 5 costs $894/month to own in New York over 5 years. That's $13,646 more than a comparable Toyota RAV4.Annual charging cost: $953 vs $1,770 for gas.

✓ Updated March 2026✓ Based on state insurance filings

5-Year Cost: Hyundai Ioniq 5 vs Toyota RAV4

Hyundai Ioniq 5 (EV)Toyota RAV4 (Gas)
MSRP$41,800$30,645
Depreciation$23,408$12,871
Insurance$15,780$10,700
Fuel/Charging$4,763$8,850
Maintenance$2,360$2,145
5-Year Total$53,651$40,005
Monthly Cost$894/mo$667/mo

Charging Costs in New York

Home Charging (avg 21.9¢/kWh)

$953/year

$79/month

Gas Equivalent (30 MPG, $3.54/gal)

$1,770/year

You save $817/year on fuel

These are estimates based on state averages. Your exact rate depends on your specific profile.

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