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Rivian R1T Cost in California: EV vs Gas Comparison (2026)

Quick Answer

The Rivian R1T costs $1,631/month to own in California over 5 years. That's $54,268 more than a comparable Toyota RAV4.Annual charging cost: $1,966 vs $2,355 for gas.

✓ Updated March 2026✓ Based on state insurance filings

5-Year Cost: Rivian R1T vs Toyota RAV4

Rivian R1T (EV)Toyota RAV4 (Gas)
MSRP$73,000$30,645
Depreciation$47,450$12,871
Insurance$24,060$10,700
Fuel/Charging$9,828$11,775
Maintenance$3,240$2,145
5-Year Total$97,883$43,615
Monthly Cost$1,631/mo$727/mo

Charging Costs in California

Home Charging (avg 27.3¢/kWh)

$1,966/year

$164/month

Gas Equivalent (30 MPG, $4.71/gal)

$2,355/year

You save $389/year on fuel

These are estimates based on state averages. Your exact rate depends on your specific profile.

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