Rivian R1T Cost in Iowa: EV vs Gas Comparison (2026)
Quick Answer
The Rivian R1T costs $1,536/month to own in Iowa over 5 years. That's $53,311 more than a comparable Toyota RAV4.Annual charging cost: $979 vs $1,560 for gas.
✓ Updated March 2026✓ Based on state insurance filings
5-Year Cost: Rivian R1T vs Toyota RAV4
| Rivian R1T (EV) | Toyota RAV4 (Gas) | |
|---|---|---|
| MSRP | $73,000 | $30,645 |
| Depreciation | $47,450 | $12,871 |
| Insurance | $24,060 | $10,700 |
| Fuel/Charging | $4,896 | $7,800 |
| Maintenance | $3,240 | $2,145 |
| 5-Year Total | $92,186 | $38,875 |
| Monthly Cost | $1,536/mo | $648/mo |
Charging Costs in Iowa
Home Charging (avg 13.600000000000001¢/kWh)
$979/year
$82/month
Gas Equivalent (30 MPG, $3.12/gal)
$1,560/year
You save $581/year on fuel
These are estimates based on state averages. Your exact rate depends on your specific profile.
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