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Rivian R1T Cost in Texas: EV vs Gas Comparison (2026)

Quick Answer

The Rivian R1T costs $1,534/month to own in Texas over 5 years. That's $53,087 more than a comparable Toyota RAV4.Annual charging cost: $914 vs $1,540 for gas.

✓ Updated March 2026✓ Based on state insurance filings

5-Year Cost: Rivian R1T vs Toyota RAV4

Rivian R1T (EV)Toyota RAV4 (Gas)
MSRP$73,000$30,645
Depreciation$47,450$12,871
Insurance$24,060$10,700
Fuel/Charging$4,572$7,700
Maintenance$3,240$2,145
5-Year Total$92,042$38,955
Monthly Cost$1,534/mo$649/mo

Charging Costs in Texas

Home Charging (avg 12.7¢/kWh)

$914/year

$76/month

Gas Equivalent (30 MPG, $3.08/gal)

$1,540/year

You save $626/year on fuel

These are estimates based on state averages. Your exact rate depends on your specific profile.

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