Tesla Model 3 Cost in Illinois: EV vs Gas Comparison (2026)
Quick Answer
The Tesla Model 3 costs $870/month to own in Illinois over 5 years. That's $12,077 more than a comparable Toyota RAV4.Annual charging cost: $457 vs $1,740 for gas.
✓ Updated March 2026✓ Based on state insurance filings
5-Year Cost: Tesla Model 3 vs Toyota RAV4
| Tesla Model 3 (EV) | Toyota RAV4 (Gas) | |
|---|---|---|
| MSRP | $40,240 | $30,645 |
| Depreciation | $22,132 | $12,871 |
| Insurance | $18,010 | $10,700 |
| Fuel/Charging | $2,286 | $8,700 |
| Maintenance | $2,440 | $2,145 |
| 5-Year Total | $52,177 | $40,100 |
| Monthly Cost | $870/mo | $668/mo |
Charging Costs in Illinois
Home Charging (avg 12.7¢/kWh)
$457/year
$38/month
Gas Equivalent (30 MPG, $3.48/gal)
$1,740/year
You save $1,283/year on fuel
These are estimates based on state averages. Your exact rate depends on your specific profile.
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