Tesla Model 3 Cost in Kentucky: EV vs Gas Comparison (2026)
Quick Answer
The Tesla Model 3 costs $859/month to own in Kentucky over 5 years. That's $12,786 more than a comparable Toyota RAV4.Annual charging cost: $414 vs $1,555 for gas.
✓ Updated March 2026✓ Based on state insurance filings
5-Year Cost: Tesla Model 3 vs Toyota RAV4
| Tesla Model 3 (EV) | Toyota RAV4 (Gas) | |
|---|---|---|
| MSRP | $40,240 | $30,645 |
| Depreciation | $22,132 | $12,871 |
| Insurance | $18,010 | $10,700 |
| Fuel/Charging | $2,070 | $7,775 |
| Maintenance | $2,440 | $2,145 |
| 5-Year Total | $51,561 | $38,775 |
| Monthly Cost | $859/mo | $646/mo |
Charging Costs in Kentucky
Home Charging (avg 11.5¢/kWh)
$414/year
$35/month
Gas Equivalent (30 MPG, $3.11/gal)
$1,555/year
You save $1,141/year on fuel
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes