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Tesla Model Y Cost in Kentucky: EV vs Gas Comparison (2026)

Quick Answer

The Tesla Model Y costs $1,026/month to own in Kentucky over 5 years. That's $22,806 more than a comparable Toyota RAV4.Annual charging cost: $449 vs $1,555 for gas.

✓ Updated March 2026✓ Based on state insurance filings

5-Year Cost: Tesla Model Y vs Toyota RAV4

Tesla Model Y (EV)Toyota RAV4 (Gas)
MSRP$46,990$30,645
Depreciation$27,254$12,871
Insurance$21,240$10,700
Fuel/Charging$2,243$7,775
Maintenance$2,810$2,145
5-Year Total$61,581$38,775
Monthly Cost$1,026/mo$646/mo

Charging Costs in Kentucky

Home Charging (avg 11.5¢/kWh)

$449/year

$37/month

Gas Equivalent (30 MPG, $3.11/gal)

$1,555/year

You save $1,106/year on fuel

These are estimates based on state averages. Your exact rate depends on your specific profile.

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