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Volkswagen ID.4 Cost in Massachusetts: EV vs Gas Comparison (2026)

Quick Answer

The Volkswagen ID.4 costs $882/month to own in Massachusetts over 5 years. That's $12,905 more than a comparable Toyota RAV4.Annual charging cost: $1,060 vs $1,760 for gas.

✓ Updated March 2026✓ Based on state insurance filings

5-Year Cost: Volkswagen ID.4 vs Toyota RAV4

Volkswagen ID.4 (EV)Toyota RAV4 (Gas)
MSRP$39,735$30,645
Depreciation$23,841$12,871
Insurance$14,460$10,700
Fuel/Charging$5,301$8,800
Maintenance$2,280$2,145
5-Year Total$52,901$39,995
Monthly Cost$882/mo$667/mo

Charging Costs in Massachusetts

Home Charging (avg 22.8¢/kWh)

$1,060/year

$88/month

Gas Equivalent (30 MPG, $3.52/gal)

$1,760/year

You save $700/year on fuel

These are estimates based on state averages. Your exact rate depends on your specific profile.

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