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Volkswagen ID.4 Cost in Minnesota: EV vs Gas Comparison (2026)

Quick Answer

The Volkswagen ID.4 costs $845/month to own in Minnesota over 5 years. That's $11,563 more than a comparable Toyota RAV4.Annual charging cost: $642 vs $1,610 for gas.

✓ Updated March 2026✓ Based on state insurance filings

5-Year Cost: Volkswagen ID.4 vs Toyota RAV4

Volkswagen ID.4 (EV)Toyota RAV4 (Gas)
MSRP$39,735$30,645
Depreciation$23,841$12,871
Insurance$14,460$10,700
Fuel/Charging$3,209$8,050
Maintenance$2,280$2,145
5-Year Total$50,684$39,120
Monthly Cost$845/mo$652/mo

Charging Costs in Minnesota

Home Charging (avg 13.8¢/kWh)

$642/year

$54/month

Gas Equivalent (30 MPG, $3.22/gal)

$1,610/year

You save $968/year on fuel

These are estimates based on state averages. Your exact rate depends on your specific profile.

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