Volkswagen ID.4 Cost in New York: EV vs Gas Comparison (2026)
Quick Answer
The Volkswagen ID.4 costs $878/month to own in New York over 5 years. That's $12,646 more than a comparable Toyota RAV4.Annual charging cost: $1,018 vs $1,770 for gas.
✓ Updated March 2026✓ Based on state insurance filings
5-Year Cost: Volkswagen ID.4 vs Toyota RAV4
| Volkswagen ID.4 (EV) | Toyota RAV4 (Gas) | |
|---|---|---|
| MSRP | $39,735 | $30,645 |
| Depreciation | $23,841 | $12,871 |
| Insurance | $14,460 | $10,700 |
| Fuel/Charging | $5,092 | $8,850 |
| Maintenance | $2,280 | $2,145 |
| 5-Year Total | $52,652 | $40,005 |
| Monthly Cost | $878/mo | $667/mo |
Charging Costs in New York
Home Charging (avg 21.9¢/kWh)
$1,018/year
$85/month
Gas Equivalent (30 MPG, $3.54/gal)
$1,770/year
You save $752/year on fuel
These are estimates based on state averages. Your exact rate depends on your specific profile.
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