Car Insurance with Bad Credit in Arkansas (2026)
Quick Answer
Bad credit in Arkansas increases car insurance by 55%, raising full coverage from $1,944/year to $3,013/year.
✓ Updated March 2026✓ Based on state insurance filings
Good Credit
$162/mo
Poor Credit (1.55x)
$251/mo
Best Companies for Bad Credit in Arkansas
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $186/mo | $2,230/yr | Military families |
| Erie Insurance | $198/mo | $2,380/yr | Rate lock guarantee |
| GEICO | $206/mo | $2,471/yr | Clean driving record |
| Progressive | $221/mo | $2,651/yr | Telematics savings |
| State Farm | $228/mo | $2,742/yr | Good students |
| Travelers | $239/mo | $2,862/yr | Multiple discounts |
| Nationwide | $261/mo | $3,134/yr | Bundling home + auto |
| Farmers | $271/mo | $3,254/yr | Signal telematics |
| Allstate | $281/mo | $3,375/yr | Accident forgiveness |
| Liberty Mutual | $296/mo | $3,555/yr | New car replacement |
USAACheapest
Monthly
$186/mo
Annual
$2,230/yr
Best for: Military families
Erie Insurance
Monthly
$198/mo
Annual
$2,380/yr
Best for: Rate lock guarantee
GEICO
Monthly
$206/mo
Annual
$2,471/yr
Best for: Clean driving record
Progressive
Monthly
$221/mo
Annual
$2,651/yr
Best for: Telematics savings
State Farm
Monthly
$228/mo
Annual
$2,742/yr
Best for: Good students
Travelers
Monthly
$239/mo
Annual
$2,862/yr
Best for: Multiple discounts
Nationwide
Monthly
$261/mo
Annual
$3,134/yr
Best for: Bundling home + auto
Farmers
Monthly
$271/mo
Annual
$3,254/yr
Best for: Signal telematics
Allstate
Monthly
$281/mo
Annual
$3,375/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$296/mo
Annual
$3,555/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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